This tool can help you tackle the complicated financial issues of death, retirement and disability.Retirement planning is a very important activity that you should consider, and this app can help you determine if you have a shortfall of retirement funding. It has complete Time Value of Money calculations built in, and enables you to see the difference early retirement or growth and inflation rates can have on your retirement. It can also calculate how much shortfall your dependents would have if you were to become disabled or die. A chart of how your savings will stack up in the future compared to your required income is also available.