Real Budget is a new twist on personal financial management. Keep track of your money by creating virtual accounts within your real bank accounts and then monitor the balance in each virtual account to budget your spending. Real Budget also has some special features to keep track of credit card spending so that you have the money to pay the credit card bill when it arrives.Real Budget does not use the internet or move money around in the real world. It is a little bit like a check register in that you have to enter each transaction manually.The free version, Real Budget Lite, has all of the same features except for periodic transactions (paychecks, periodic deposits, etc.)Version 3 is english and US dollars only.