Create savings goals. Give and receive money. Check messages. Manage your account… All while you’re on the go.Savingspoint is a savings tool that lets you and your family/friends contribute to what matters to you most, your savings goals. It’s very simple to give and receive money with the Savingspoint app. It is the convenience of having all the features of your Savingspoint account in the palm of your hand. Best of all, money in your Savingspoint account earns interest and is FDIC insured.