Calculate loan rates and payments.True Loan Rate (TLR), formerly True Borrowing Cost – the complete cost of borrowing in per cent per annum. It includes all kinds of payments on loan, allowing effective comparison of different loan products. Now with General Loan calculations.Equivalent Interest Rate (EIR) – loan interest rate for the same amount, with the same costs, but without the commissions. In other words, the equivalent interest rate reflects the higher costs of servicing a loan due to the commissions, as if there are no commissions, but the rate itself is increasedWe did our best to include as many types of a borrower